Marriage Insurance

by Three Ways To Take It on May 28, 2009

in Love & War

divorce12Contrary to what those in my inner circle of friends may think, I’m pretty damn far away from marriage. We see so many people around us getting engaged or posting pictures from weddings on Facebook and the slums of the Internet Myspace that it seems inevitable that one of us is going to bite the dust sooner rather than later. And by sooner, I mean be engaged within 2 years.

I work in an environment where most of the people around me are married or headed in that dreadful direction. One of my good buddies at work talks to his wife multiple times daily. It’s so cute yet so ugly a thought to me sometimes. I tease him about Wifeykins O’cuddles, but at the same time hope that I’m that pleasant when I speak to the wife daily in 2020 **shuddering**. The young married women in the office and beyond find ways to mention their hubbykins in conversations that have nothing to do with relationships. Being around the people I interact with daily, you wouldn’t think that 50% of marriages end in divorce. I see the peachy side of things in my work environment that coincidentally happens to be all white with the exception of 1. I’m not mad or envious of this. I’m just making an observation.

I typically don’t see and/or hear about this level of apparent happiness from my Black and/or Latino brethren. When I talk to dudes about their conditions for marriage (to women), one of the first things that comes up as somewhat of a necessity is the prenuptial agreement (marriage insurance). I used to be shocked by this “requirement” believing that a marriage should be based on trust and other associated good stuff. But in an era where trust and loyalty are as disposable as a full-time job in a good economy, nothing is guaranteed. We’ve grown progressively more selfish as we’ve progressed. Yes, you read correctly. Some of us would rather protect our assets than our relationships. Then again, relationships don’t pay the bills…unless you’re getting half.

I hadn’t given much thought to the prenup until the last few months. There’ve been too many stories in the media of someone snatching half from hubby or someone eating off of his success even in situations where he didn’t necessarily slide off. I’m aspiring to be a big deal at some point with the 7 digit bank account. The same can be said of my friends. We all agree that we don’t want someone taking half of that, but let us tell a woman that we want a prenup and see where that goes…

Shock, outrage, anger, and “Baby you don’t trust me?!”

Maybe there are women out there who want the same thing as men when it comes to the prenup . Maybe what I see in my office is an accurate portrayal of what can be in terms of marriage regardless of race and without worry of its end. Maybe everybody I work with or come in contact with through work is putting on a front to mask a debilitating relationship. Who knows?

Anywho, what say you all on the topic of prenuptial agreements (pronounced marriage insurance) and the increased self-consideration that takes precedence before marriage? Or maybe the better question is where has all the trust gone? Relax.Relate.Speculate.

Wondering if Geico can save what the counselor can’t,

Post Summary

We’ve grown progressively more selfish as we’ve progressed…some of us would rather protect our assets than our relationships.

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{ 2 comments… read them below or add one }

1 Alissa May 28, 2009 at 10:53 am

This is going to sound like a huge double standard (because it is) but I will not sign a prenup unless I am the one coming into the marriage with the most money. The reason being, men (in my limited experience) value their money and will think twice about their decisions if their money is involved. Therefore, my husband can cheat on me if he wants to, but he will do so knowing that it’s going to cost him. Let me be clear, I have no interest in taking from a man what he worked hard to earn before he married me and more than likely, I wouldn’t even take the money if it came down to it. However, I also never plan on getting a divorce and the lack of a prenup would be my “insurance” that that feeling is mutual.

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2 Sharri May 28, 2009 at 7:38 pm

@Alissa, Hmm I like your perspective… I think prenups are not too bad in certain situations, but I must say, if my husband cheated- even if I made significantly more money than him- it would cost him dearly; even if I just dropped his money into a charity somewhere. Lol @ your point regarding you having him sign a prenup- nice.

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